Money traps: do you have an upper limit problem?

Find it hard to hang onto extra cash? Self-sabotage when things are going well financially? You might have an upper limit problem

Sheryl Garratt
4 min readJul 16, 2024
Photo by ktsimage from Getty Images

With money, mindset really matters.

And when it comes to our finances, we all have limiting beliefs, stories we tell ourselves that stop us earning, spending, saving and generally handling our money easily and gracefully.

In his book The Big Leap, Gaye Hendricks discusses what he calls the Upper Limit Problem. It’s when we reach the edge of our comfort zone with love, success or wealth.

It’s scary, uncomfortable. So we subconsciously sabotage ourselves, in order to return to a level that feels safer, or at least more familiar.

If we don’t feel deserving of love, we start an argument with our partner, over nothing. Things going well at work? We sabotage a business success or start making unnecessary mistakes. Bank balance increasing? We spend all the money we’ve gained, or take reckless risks.

If any of the scenarios outlined below seem familiar, you’ve got an upper limit problem with money.

You get a bonus at work.

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Sheryl Garratt

Writer; editor; coach, supporting creatives to step up and do their best work — and get paid for it! Find me at www.thecreativelife.net